You want to take some college or professional courses to further your career. There are plenty of community colleges, universities, and online institutions with an array of courses you can choose from, but there’s just one problem – you’re broke. The idea of paying hundreds or thousands of dollars up front when you’ve got other obligations may deter you from chasing your dreams. That is if you let it. The truth is, you can invest in your education as an adult despite the costs. Here are some solutions.

Financial Aid Programs

Most colleges and professional training programs understand that the costs can get out of hand which is why they offer financial aid to applicants who qualify. Contact the admissions office to find out what you’ll need to apply. It could pay the entire bill or at least reduce the amount you have to pay.

Payment Arrangements

Again, education facilities are willing to work with their adult students who are looking to better themselves. If the only thing holding you back is money, find out if the school offers payment arrangements where you could break the cost of tuition or the courses up into monthly payments as opposed to paying it all up front.

Short-term Loan

If you don’t qualify for financial aid and there aren’t any payment arrangements available through the school or professional organization you can apply for a short-term loan. Unlike student loans which will likely take you decades to pay off, an online cash advance is easy to apply for and gives you a few hundred bucks to pay for a course or supplies. You can break the payments into monthly installments and be done with it in no time.


Believe it or not, scholarships aren’t just for high school or college students, there are scholarship opportunities for adults as well. Review the options and make sure that you put in your application and follow all requirements before the deadline. It could lead to a large portion of your education costs being covered.

Your Employer

If the courses you’re taking are going to enhance your skills as an employee or are aligned with the industry you work in, your employer may be willing to foot the bill. Find out if your job has tuition assistance programs you can take advantage of. Though it will vary by company, all you’d have to do is pay for the courses, turn in your receipts, and get reimbursed by your employer. Be sure to find out when deadlines are and if there are any other requirements like a grade minimum (as some employers might require you have a C average or better).

Cut Back

At the end of the day if you really want to get a better education or improve upon what you already know you may have to make some sacrifices. This might mean that you can’t shop for pleasure or eat out as much so you have the money to pay for school.

Going back to school or paying for continued education courses is very popular these days as adults try to make a better future for themselves and their family. If you’ve decided to take this route, don’t allow money to hold you off any longer. These tips will help you get the courses paid for in full or at the very least a reduced price.